Can I Afford a 317k House?

Use the calculator to see if you can afford a 317,000 home
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*Financial advisors recommend purchasing a house where your monthly payment is approximately 28% of your total income.
Can I afford to buy a 317k House? How much do I need to make to buy a $317000 home or apartment? Use this calculator to estimate how much of a mortgage you can get. This is a very rough estimate and many more factors go into mortgage underwriting. The easiest way to determine how much home you can afford is to speak with a mortgage banker and get a preapproval for a mortgage.

This calculator starts with a fixed 30 year mortgage with current interest rates. Different loan lengths, such as a 15 year fixed, or a different APR will affect mortgage affordability.
Percentage of Income Spent for a $317,000 Home. 7.17% APR for 30 Years with a $63,400 Down Payment
Annual Income Monthly Payment % of Income Spent on Mortgage
20k Income 1,716.26 103.0%
21k Income 1,716.26 98.1%
22k Income 1,716.26 93.6%
23k Income 1,716.26 89.5%
24k Income 1,716.26 85.8%
25k Income 1,716.26 82.4%
26k Income 1,716.26 79.2%
27k Income 1,716.26 76.3%
28k Income 1,716.26 73.6%
29k Income 1,716.26 71.0%
30k Income 1,716.26 68.7%
31k Income 1,716.26 66.4%
32k Income 1,716.26 64.4%
33k Income 1,716.26 62.4%
34k Income 1,716.26 60.6%
35k Income 1,716.26 58.8%
36k Income 1,716.26 57.2%
37k Income 1,716.26 55.7%
38k Income 1,716.26 54.2%
39k Income 1,716.26 52.8%
40k Income 1,716.26 51.5%
41k Income 1,716.26 50.2%
42k Income 1,716.26 49.0%
43k Income 1,716.26 47.9%
44k Income 1,716.26 46.8%
45k Income 1,716.26 45.8%
46k Income 1,716.26 44.8%
47k Income 1,716.26 43.8%
48k Income 1,716.26 42.9%
49k Income 1,716.26 42.0%
50k Income 1,716.26 41.2%
51k Income 1,716.26 40.4%
52k Income 1,716.26 39.6%
53k Income 1,716.26 38.9%
54k Income 1,716.26 38.1%
55k Income 1,716.26 37.4%
56k Income 1,716.26 36.8%
57k Income 1,716.26 36.1%
58k Income 1,716.26 35.5%
59k Income 1,716.26 34.9%
60k Income 1,716.26 34.3%
61k Income 1,716.26 33.8%
62k Income 1,716.26 33.2%
63k Income 1,716.26 32.7%
64k Income 1,716.26 32.2%
65k Income 1,716.26 31.7%
66k Income 1,716.26 31.2%
67k Income 1,716.26 30.7%
68k Income 1,716.26 30.3%
69k Income 1,716.26 29.8%
70k Income 1,716.26 29.4%
71k Income 1,716.26 29.0%
72k Income 1,716.26 28.6%
73k Income 1,716.26 28.2%
74k Income 1,716.26 27.8%
75k Income 1,716.26 27.5%
76k Income 1,716.26 27.1%
77k Income 1,716.26 26.7%
78k Income 1,716.26 26.4%
79k Income 1,716.26 26.1%
80k Income 1,716.26 25.7%
81k Income 1,716.26 25.4%
82k Income 1,716.26 25.1%
83k Income 1,716.26 24.8%
84k Income 1,716.26 24.5%
85k Income 1,716.26 24.2%
86k Income 1,716.26 23.9%
87k Income 1,716.26 23.7%
88k Income 1,716.26 23.4%
89k Income 1,716.26 23.1%
90k Income 1,716.26 22.9%
91k Income 1,716.26 22.6%
92k Income 1,716.26 22.4%
93k Income 1,716.26 22.1%
94k Income 1,716.26 21.9%
95k Income 1,716.26 21.7%
96k Income 1,716.26 21.5%
97k Income 1,716.26 21.2%
98k Income 1,716.26 21.0%
99k Income 1,716.26 20.8%
100k Income 1,716.26 20.6%
101k Income 1,716.26 20.4%
102k Income 1,716.26 20.2%
103k Income 1,716.26 20.0%
104k Income 1,716.26 19.8%
105k Income 1,716.26 19.6%
106k Income 1,716.26 19.4%
107k Income 1,716.26 19.2%
108k Income 1,716.26 19.1%
109k Income 1,716.26 18.9%
110k Income 1,716.26 18.7%
Annual Income Monthly Payment % of Income Spent on Mortgage
111k Income 1,716.26 18.6%
112k Income 1,716.26 18.4%
113k Income 1,716.26 18.2%
114k Income 1,716.26 18.1%
115k Income 1,716.26 17.9%
116k Income 1,716.26 17.8%
117k Income 1,716.26 17.6%
118k Income 1,716.26 17.5%
119k Income 1,716.26 17.3%
120k Income 1,716.26 17.2%
121k Income 1,716.26 17.0%
122k Income 1,716.26 16.9%
123k Income 1,716.26 16.7%
124k Income 1,716.26 16.6%
125k Income 1,716.26 16.5%
126k Income 1,716.26 16.3%
127k Income 1,716.26 16.2%
128k Income 1,716.26 16.1%
129k Income 1,716.26 16.0%
130k Income 1,716.26 15.8%
131k Income 1,716.26 15.7%
132k Income 1,716.26 15.6%
133k Income 1,716.26 15.5%
134k Income 1,716.26 15.4%
135k Income 1,716.26 15.3%
136k Income 1,716.26 15.1%
137k Income 1,716.26 15.0%
138k Income 1,716.26 14.9%
139k Income 1,716.26 14.8%
140k Income 1,716.26 14.7%
141k Income 1,716.26 14.6%
142k Income 1,716.26 14.5%
143k Income 1,716.26 14.4%
144k Income 1,716.26 14.3%
145k Income 1,716.26 14.2%
146k Income 1,716.26 14.1%
147k Income 1,716.26 14.0%
148k Income 1,716.26 13.9%
149k Income 1,716.26 13.8%
150k Income 1,716.26 13.7%
151k Income 1,716.26 13.6%
152k Income 1,716.26 13.5%
153k Income 1,716.26 13.5%
154k Income 1,716.26 13.4%
155k Income 1,716.26 13.3%
156k Income 1,716.26 13.2%
157k Income 1,716.26 13.1%
158k Income 1,716.26 13.0%
159k Income 1,716.26 13.0%
160k Income 1,716.26 12.9%
161k Income 1,716.26 12.8%
162k Income 1,716.26 12.7%
163k Income 1,716.26 12.6%
164k Income 1,716.26 12.6%
165k Income 1,716.26 12.5%
166k Income 1,716.26 12.4%
167k Income 1,716.26 12.3%
168k Income 1,716.26 12.3%
169k Income 1,716.26 12.2%
170k Income 1,716.26 12.1%
171k Income 1,716.26 12.0%
172k Income 1,716.26 12.0%
173k Income 1,716.26 11.9%
174k Income 1,716.26 11.8%
175k Income 1,716.26 11.8%
176k Income 1,716.26 11.7%
177k Income 1,716.26 11.6%
178k Income 1,716.26 11.6%
179k Income 1,716.26 11.5%
180k Income 1,716.26 11.4%
181k Income 1,716.26 11.4%
182k Income 1,716.26 11.3%
183k Income 1,716.26 11.3%
184k Income 1,716.26 11.2%
185k Income 1,716.26 11.1%
186k Income 1,716.26 11.1%
187k Income 1,716.26 11.0%
188k Income 1,716.26 11.0%
189k Income 1,716.26 10.9%
190k Income 1,716.26 10.8%
191k Income 1,716.26 10.8%
192k Income 1,716.26 10.7%
193k Income 1,716.26 10.7%
194k Income 1,716.26 10.6%
195k Income 1,716.26 10.6%
196k Income 1,716.26 10.5%
197k Income 1,716.26 10.5%
198k Income 1,716.26 10.4%
199k Income 1,716.26 10.3%
200k Income 1,716.26 10.3%
201k Income 1,716.26 10.2%