Mortgage Rate Trends

Each week, Freddie Mac releases their Primary Mortgage Market Survey® (PMMS®) results from surveying mortgage lenders across the US. Included in these results are average interest rates for both 30-year and 15-year fixed rate mortgages. This survey is considered a reliable source for tracking mortgage rate trends and is used as a barometer for what you can expect when you apply for a mortgage. Note though that these numbers are only averages and not indicative of any specific lender's rates.


Mortgage Rate Averages from April 6, 2017 to November 9, 2017

Mortgage Rates

Choose a lender below and lock in your estimated payment based on a 30-year loan (zip code: 20149).


NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.753% | Rate: 3.750% | Fees: $101 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $487 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.

30-Year Mortgage Costs

Based on the current 30-year mortgage rate average (3.95%), below are expected monthly payments for a home purchase based on a down payment amount. Click on the monthly payment to view the total interest and amortization schedule.

 Monthly Payments
Home Price0% Down10% Down20% Down
$100,000$474.54$427.08$379.63
$150,000$711.81$640.63$569.44
$200,000$949.07$854.17$759.26
$250,000$1,186.34$1,067.71$949.07
$300,000$1,423.61$1,281.25$1,138.89
$350,000$1,660.88$1,494.79$1,328.70
$400,000$1,898.15$1,708.33$1,518.52
$450,000$2,135.42$1,921.88$1,708.33
$500,000$2,372.69$2,135.42$1,898.15
$550,000$2,609.95$2,348.96$2,087.96
$600,000$2,847.22$2,562.50$2,277.78
$650,000$3,084.49$2,776.04$2,467.59
$700,000$3,321.76$2,989.58$2,657.41
$750,000$3,559.03$3,203.13$2,847.22
$800,000$3,796.30$3,416.67$3,037.04
$850,000$4,033.57$3,630.21$3,226.85
$900,000$4,270.84$3,843.75$3,416.67
$950,000$4,508.10$4,057.29$3,606.48
$1,000,000$4,745.37$4,270.84$3,796.30

15-Year Mortgage Costs

Based on the current 15-year mortgage rate average (3.31%), below are expected monthly payments for a home purchase based on a down payment amount. Click on the monthly payment to view the total interest and amortization schedule.

 Monthly Payments
Home Price0% Down10% Down20% Down
$100,000$705.59$635.03$564.47
$150,000$1,058.38$952.54$846.71
$200,000$1,411.18$1,270.06$1,128.94
$250,000$1,763.97$1,587.57$1,411.18
$300,000$2,116.77$1,905.09$1,693.41
$350,000$2,469.56$2,222.60$1,975.65
$400,000$2,822.35$2,540.12$2,257.88
$450,000$3,175.15$2,857.63$2,540.12
$500,000$3,527.94$3,175.15$2,822.35
$550,000$3,880.74$3,492.66$3,104.59
$600,000$4,233.53$3,810.18$3,386.83
$650,000$4,586.33$4,127.69$3,669.06
$700,000$4,939.12$4,445.21$3,951.30
$750,000$5,291.91$4,762.72$4,233.53
$800,000$5,644.71$5,080.24$4,515.77
$850,000$5,997.50$5,397.75$4,798.00
$900,000$6,350.30$5,715.27$5,080.24
$950,000$6,703.09$6,032.78$5,362.47
$1,000,000$7,055.89$6,350.30$5,644.71