Can I Afford a 330k House?

Use the calculator to see if you can afford a 330,000 home
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*Financial advisors recommend purchasing a house where your monthly payment is approximately 28% of your total income.
Can I afford to buy a 330k House? How much do I need to make to buy a $330000 home or apartment? Use this calculator to estimate how much of a mortgage you can get. This is a very rough estimate and many more factors go into mortgage underwriting. The easiest way to determine how much home you can afford is to speak with a mortgage banker and get a preapproval for a mortgage.

This calculator starts with a fixed 30 year mortgage with current interest rates. Different loan lengths, such as a 15 year fixed, or a different APR will affect mortgage affordability.
Percentage of Income Spent for a $330,000 Home. 6.95% APR for 30 Years with a $66,000 Down Payment
Annual Income Monthly Payment % of Income Spent on Mortgage
20k Income 1,747.54 104.9%
21k Income 1,747.54 99.9%
22k Income 1,747.54 95.3%
23k Income 1,747.54 91.2%
24k Income 1,747.54 87.4%
25k Income 1,747.54 83.9%
26k Income 1,747.54 80.7%
27k Income 1,747.54 77.7%
28k Income 1,747.54 74.9%
29k Income 1,747.54 72.3%
30k Income 1,747.54 69.9%
31k Income 1,747.54 67.6%
32k Income 1,747.54 65.5%
33k Income 1,747.54 63.5%
34k Income 1,747.54 61.7%
35k Income 1,747.54 59.9%
36k Income 1,747.54 58.3%
37k Income 1,747.54 56.7%
38k Income 1,747.54 55.2%
39k Income 1,747.54 53.8%
40k Income 1,747.54 52.4%
41k Income 1,747.54 51.1%
42k Income 1,747.54 49.9%
43k Income 1,747.54 48.8%
44k Income 1,747.54 47.7%
45k Income 1,747.54 46.6%
46k Income 1,747.54 45.6%
47k Income 1,747.54 44.6%
48k Income 1,747.54 43.7%
49k Income 1,747.54 42.8%
50k Income 1,747.54 41.9%
51k Income 1,747.54 41.1%
52k Income 1,747.54 40.3%
53k Income 1,747.54 39.6%
54k Income 1,747.54 38.8%
55k Income 1,747.54 38.1%
56k Income 1,747.54 37.4%
57k Income 1,747.54 36.8%
58k Income 1,747.54 36.2%
59k Income 1,747.54 35.5%
60k Income 1,747.54 35.0%
61k Income 1,747.54 34.4%
62k Income 1,747.54 33.8%
63k Income 1,747.54 33.3%
64k Income 1,747.54 32.8%
65k Income 1,747.54 32.3%
66k Income 1,747.54 31.8%
67k Income 1,747.54 31.3%
68k Income 1,747.54 30.8%
69k Income 1,747.54 30.4%
70k Income 1,747.54 30.0%
71k Income 1,747.54 29.5%
72k Income 1,747.54 29.1%
73k Income 1,747.54 28.7%
74k Income 1,747.54 28.3%
75k Income 1,747.54 28.0%
76k Income 1,747.54 27.6%
77k Income 1,747.54 27.2%
78k Income 1,747.54 26.9%
79k Income 1,747.54 26.5%
80k Income 1,747.54 26.2%
81k Income 1,747.54 25.9%
82k Income 1,747.54 25.6%
83k Income 1,747.54 25.3%
84k Income 1,747.54 25.0%
85k Income 1,747.54 24.7%
86k Income 1,747.54 24.4%
87k Income 1,747.54 24.1%
88k Income 1,747.54 23.8%
89k Income 1,747.54 23.6%
90k Income 1,747.54 23.3%
91k Income 1,747.54 23.0%
92k Income 1,747.54 22.8%
93k Income 1,747.54 22.5%
94k Income 1,747.54 22.3%
95k Income 1,747.54 22.1%
96k Income 1,747.54 21.8%
97k Income 1,747.54 21.6%
98k Income 1,747.54 21.4%
99k Income 1,747.54 21.2%
100k Income 1,747.54 21.0%
101k Income 1,747.54 20.8%
102k Income 1,747.54 20.6%
103k Income 1,747.54 20.4%
104k Income 1,747.54 20.2%
105k Income 1,747.54 20.0%
106k Income 1,747.54 19.8%
107k Income 1,747.54 19.6%
108k Income 1,747.54 19.4%
109k Income 1,747.54 19.2%
110k Income 1,747.54 19.1%
Annual Income Monthly Payment % of Income Spent on Mortgage
111k Income 1,747.54 18.9%
112k Income 1,747.54 18.7%
113k Income 1,747.54 18.6%
114k Income 1,747.54 18.4%
115k Income 1,747.54 18.2%
116k Income 1,747.54 18.1%
117k Income 1,747.54 17.9%
118k Income 1,747.54 17.8%
119k Income 1,747.54 17.6%
120k Income 1,747.54 17.5%
121k Income 1,747.54 17.3%
122k Income 1,747.54 17.2%
123k Income 1,747.54 17.0%
124k Income 1,747.54 16.9%
125k Income 1,747.54 16.8%
126k Income 1,747.54 16.6%
127k Income 1,747.54 16.5%
128k Income 1,747.54 16.4%
129k Income 1,747.54 16.3%
130k Income 1,747.54 16.1%
131k Income 1,747.54 16.0%
132k Income 1,747.54 15.9%
133k Income 1,747.54 15.8%
134k Income 1,747.54 15.6%
135k Income 1,747.54 15.5%
136k Income 1,747.54 15.4%
137k Income 1,747.54 15.3%
138k Income 1,747.54 15.2%
139k Income 1,747.54 15.1%
140k Income 1,747.54 15.0%
141k Income 1,747.54 14.9%
142k Income 1,747.54 14.8%
143k Income 1,747.54 14.7%
144k Income 1,747.54 14.6%
145k Income 1,747.54 14.5%
146k Income 1,747.54 14.4%
147k Income 1,747.54 14.3%
148k Income 1,747.54 14.2%
149k Income 1,747.54 14.1%
150k Income 1,747.54 14.0%
151k Income 1,747.54 13.9%
152k Income 1,747.54 13.8%
153k Income 1,747.54 13.7%
154k Income 1,747.54 13.6%
155k Income 1,747.54 13.5%
156k Income 1,747.54 13.4%
157k Income 1,747.54 13.4%
158k Income 1,747.54 13.3%
159k Income 1,747.54 13.2%
160k Income 1,747.54 13.1%
161k Income 1,747.54 13.0%
162k Income 1,747.54 12.9%
163k Income 1,747.54 12.9%
164k Income 1,747.54 12.8%
165k Income 1,747.54 12.7%
166k Income 1,747.54 12.6%
167k Income 1,747.54 12.6%
168k Income 1,747.54 12.5%
169k Income 1,747.54 12.4%
170k Income 1,747.54 12.3%
171k Income 1,747.54 12.3%
172k Income 1,747.54 12.2%
173k Income 1,747.54 12.1%
174k Income 1,747.54 12.1%
175k Income 1,747.54 12.0%
176k Income 1,747.54 11.9%
177k Income 1,747.54 11.8%
178k Income 1,747.54 11.8%
179k Income 1,747.54 11.7%
180k Income 1,747.54 11.7%
181k Income 1,747.54 11.6%
182k Income 1,747.54 11.5%
183k Income 1,747.54 11.5%
184k Income 1,747.54 11.4%
185k Income 1,747.54 11.3%
186k Income 1,747.54 11.3%
187k Income 1,747.54 11.2%
188k Income 1,747.54 11.2%
189k Income 1,747.54 11.1%
190k Income 1,747.54 11.0%
191k Income 1,747.54 11.0%
192k Income 1,747.54 10.9%
193k Income 1,747.54 10.9%
194k Income 1,747.54 10.8%
195k Income 1,747.54 10.8%
196k Income 1,747.54 10.7%
197k Income 1,747.54 10.6%
198k Income 1,747.54 10.6%
199k Income 1,747.54 10.5%
200k Income 1,747.54 10.5%
201k Income 1,747.54 10.4%