Can I Afford a 179k House?

Use the calculator to see if you can afford a 179,000 home
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*Financial advisors recommend purchasing a house where your monthly payment is approximately 28% of your total income.
Can I afford to buy a 179k House? How much do I need to make to buy a $179000 home or apartment? Use this calculator to estimate how much of a mortgage you can get. This is a very rough estimate and many more factors go into mortgage underwriting. The easiest way to determine how much home you can afford is to speak with a mortgage banker and get a preapproval for a mortgage.

This calculator uses a fixed 30 year mortgage with current interest rates. Different loan lengths, such as a 15 year fixed, or a different APR will affect mortgage affordability.
Percentage of Income Spent for a $179,000 Mortgage. 7.03% APR for 30 Years.
Annual Income Monthly Payment % of Income Spent on Mortgage
20k Income 1,194.50 71.7%
21k Income 1,194.50 68.3%
22k Income 1,194.50 65.2%
23k Income 1,194.50 62.3%
24k Income 1,194.50 59.7%
25k Income 1,194.50 57.3%
26k Income 1,194.50 55.1%
27k Income 1,194.50 53.1%
28k Income 1,194.50 51.2%
29k Income 1,194.50 49.4%
30k Income 1,194.50 47.8%
31k Income 1,194.50 46.2%
32k Income 1,194.50 44.8%
33k Income 1,194.50 43.4%
34k Income 1,194.50 42.2%
35k Income 1,194.50 41.0%
36k Income 1,194.50 39.8%
37k Income 1,194.50 38.7%
38k Income 1,194.50 37.7%
39k Income 1,194.50 36.8%
40k Income 1,194.50 35.8%
41k Income 1,194.50 35.0%
42k Income 1,194.50 34.1%
43k Income 1,194.50 33.3%
44k Income 1,194.50 32.6%
45k Income 1,194.50 31.9%
46k Income 1,194.50 31.2%
47k Income 1,194.50 30.5%
48k Income 1,194.50 29.9%
49k Income 1,194.50 29.3%
50k Income 1,194.50 28.7%
51k Income 1,194.50 28.1%
52k Income 1,194.50 27.6%
53k Income 1,194.50 27.0%
54k Income 1,194.50 26.5%
55k Income 1,194.50 26.1%
56k Income 1,194.50 25.6%
57k Income 1,194.50 25.1%
58k Income 1,194.50 24.7%
59k Income 1,194.50 24.3%
60k Income 1,194.50 23.9%
61k Income 1,194.50 23.5%
62k Income 1,194.50 23.1%
63k Income 1,194.50 22.8%
64k Income 1,194.50 22.4%
65k Income 1,194.50 22.1%
66k Income 1,194.50 21.7%
67k Income 1,194.50 21.4%
68k Income 1,194.50 21.1%
69k Income 1,194.50 20.8%
70k Income 1,194.50 20.5%
71k Income 1,194.50 20.2%
72k Income 1,194.50 19.9%
73k Income 1,194.50 19.6%
74k Income 1,194.50 19.4%
75k Income 1,194.50 19.1%
76k Income 1,194.50 18.9%
77k Income 1,194.50 18.6%
78k Income 1,194.50 18.4%
79k Income 1,194.50 18.1%
80k Income 1,194.50 17.9%
81k Income 1,194.50 17.7%
82k Income 1,194.50 17.5%
83k Income 1,194.50 17.3%
84k Income 1,194.50 17.1%
85k Income 1,194.50 16.9%
86k Income 1,194.50 16.7%
87k Income 1,194.50 16.5%
88k Income 1,194.50 16.3%
89k Income 1,194.50 16.1%
90k Income 1,194.50 15.9%
91k Income 1,194.50 15.8%
92k Income 1,194.50 15.6%
93k Income 1,194.50 15.4%
94k Income 1,194.50 15.2%
95k Income 1,194.50 15.1%
96k Income 1,194.50 14.9%
97k Income 1,194.50 14.8%
98k Income 1,194.50 14.6%
99k Income 1,194.50 14.5%
100k Income 1,194.50 14.3%
Annual Income Monthly Payment % of Income Spent on Mortgage
101k Income 1,194.50 14.2%
102k Income 1,194.50 14.1%
103k Income 1,194.50 13.9%
104k Income 1,194.50 13.8%
105k Income 1,194.50 13.7%
106k Income 1,194.50 13.5%
107k Income 1,194.50 13.4%
108k Income 1,194.50 13.3%
109k Income 1,194.50 13.2%
110k Income 1,194.50 13.0%
111k Income 1,194.50 12.9%
112k Income 1,194.50 12.8%
113k Income 1,194.50 12.7%
114k Income 1,194.50 12.6%
115k Income 1,194.50 12.5%
116k Income 1,194.50 12.4%
117k Income 1,194.50 12.3%
118k Income 1,194.50 12.1%
119k Income 1,194.50 12.0%
120k Income 1,194.50 11.9%
121k Income 1,194.50 11.8%
122k Income 1,194.50 11.7%
123k Income 1,194.50 11.7%
124k Income 1,194.50 11.6%
125k Income 1,194.50 11.5%
126k Income 1,194.50 11.4%
127k Income 1,194.50 11.3%
128k Income 1,194.50 11.2%
129k Income 1,194.50 11.1%
130k Income 1,194.50 11.0%
131k Income 1,194.50 10.9%
132k Income 1,194.50 10.9%
133k Income 1,194.50 10.8%
134k Income 1,194.50 10.7%
135k Income 1,194.50 10.6%
136k Income 1,194.50 10.5%
137k Income 1,194.50 10.5%
138k Income 1,194.50 10.4%
139k Income 1,194.50 10.3%
140k Income 1,194.50 10.2%
141k Income 1,194.50 10.2%
142k Income 1,194.50 10.1%
143k Income 1,194.50 10.0%
144k Income 1,194.50 10.0%
145k Income 1,194.50 9.9%
146k Income 1,194.50 9.8%
147k Income 1,194.50 9.8%
148k Income 1,194.50 9.7%
149k Income 1,194.50 9.6%
150k Income 1,194.50 9.6%
151k Income 1,194.50 9.5%
152k Income 1,194.50 9.4%
153k Income 1,194.50 9.4%
154k Income 1,194.50 9.3%
155k Income 1,194.50 9.2%
156k Income 1,194.50 9.2%
157k Income 1,194.50 9.1%
158k Income 1,194.50 9.1%
159k Income 1,194.50 9.0%
160k Income 1,194.50 9.0%
161k Income 1,194.50 8.9%
162k Income 1,194.50 8.8%
163k Income 1,194.50 8.8%
164k Income 1,194.50 8.7%
165k Income 1,194.50 8.7%
166k Income 1,194.50 8.6%
167k Income 1,194.50 8.6%
168k Income 1,194.50 8.5%
169k Income 1,194.50 8.5%
170k Income 1,194.50 8.4%
171k Income 1,194.50 8.4%
172k Income 1,194.50 8.3%
173k Income 1,194.50 8.3%
174k Income 1,194.50 8.2%
175k Income 1,194.50 8.2%
176k Income 1,194.50 8.1%
177k Income 1,194.50 8.1%
178k Income 1,194.50 8.1%
179k Income 1,194.50 8.0%
180k Income 1,194.50 8.0%
181k Income 1,194.50 7.9%