| Mortgage | Monthly Payment | Total Payments |
| 600k Loan at 7.19% | 4,068.67 | 1,464,721 |
| 600k Loan at 7.44% | 4,170.66 | 1,501,439 |
| 600k Loan at 7.69% | 4,273.62 | 1,538,504 |
Based on the current 30-year mortgage rate average (7.19%), below are expected monthly payments for a home purchase based on a down payment amount.
| Monthly Payments | |||
|---|---|---|---|
| Home Price | 0% Down | 10% Down | 20% Down |
| 600,000 | 4,068.67 | 3,661.80 | 3,254.93 |
| 601,000 | 4,075.45 | 3,667.90 | 3,260.36 |
| 602,000 | 4,082.23 | 3,674.01 | 3,265.78 |
| 603,000 | 4,089.01 | 3,680.11 | 3,271.21 |
| 604,000 | 4,095.79 | 3,686.21 | 3,276.63 |
| 605,000 | 4,102.57 | 3,692.32 | 3,282.06 |
| 606,000 | 4,109.36 | 3,698.42 | 3,287.48 |
| 607,000 | 4,116.14 | 3,704.52 | 3,292.91 |
| 608,000 | 4,122.92 | 3,710.63 | 3,298.33 |
| 609,000 | 4,129.70 | 3,716.73 | 3,303.76 |
| 610,000 | 4,136.48 | 3,722.83 | 3,309.18 |
| 611,000 | 4,143.26 | 3,728.93 | 3,314.61 |
| 612,000 | 4,150.04 | 3,735.04 | 3,320.03 |
| 613,000 | 4,156.82 | 3,741.14 | 3,325.46 |
| 614,000 | 4,163.60 | 3,747.24 | 3,330.88 |
| 615,000 | 4,170.39 | 3,753.35 | 3,336.31 |
| 616,000 | 4,177.17 | 3,759.45 | 3,341.73 |
| 617,000 | 4,183.95 | 3,765.55 | 3,347.16 |
| 618,000 | 4,190.73 | 3,771.66 | 3,352.58 |
| 619,000 | 4,197.51 | 3,777.76 | 3,358.01 |
| 620,000 | 4,204.29 | 3,783.86 | 3,363.43 |
| 621,000 | 4,211.07 | 3,789.96 | 3,368.86 |
| 622,000 | 4,217.85 | 3,796.07 | 3,374.28 |
| 623,000 | 4,224.63 | 3,802.17 | 3,379.71 |
| 624,000 | 4,231.42 | 3,808.27 | 3,385.13 |
| 625,000 | 4,238.20 | 3,814.38 | 3,390.56 |
Based on the current 15-year mortgage rate average (6.54%), below are expected monthly payments for a home purchase based on a down payment amount.
| Monthly Payments | |||
|---|---|---|---|
| Home Price | 0% Down | 10% Down | 20% Down |
| 600,000 | 5,239.85 | 4,715.86 | 4,191.88 |
| 601,000 | 5,248.58 | 4,723.72 | 4,198.86 |
| 602,000 | 5,257.31 | 4,731.58 | 4,205.85 |
| 603,000 | 5,266.05 | 4,739.44 | 4,212.84 |
| 604,000 | 5,274.78 | 4,747.30 | 4,219.82 |
| 605,000 | 5,283.51 | 4,755.16 | 4,226.81 |
| 606,000 | 5,292.25 | 4,763.02 | 4,233.80 |
| 607,000 | 5,300.98 | 4,770.88 | 4,240.78 |
| 608,000 | 5,309.71 | 4,778.74 | 4,247.77 |
| 609,000 | 5,318.44 | 4,786.60 | 4,254.76 |
| 610,000 | 5,327.18 | 4,794.46 | 4,261.74 |
| 611,000 | 5,335.91 | 4,802.32 | 4,268.73 |
| 612,000 | 5,344.64 | 4,810.18 | 4,275.72 |
| 613,000 | 5,353.38 | 4,818.04 | 4,282.70 |
| 614,000 | 5,362.11 | 4,825.90 | 4,289.69 |
| 615,000 | 5,370.84 | 4,833.76 | 4,296.67 |
| 616,000 | 5,379.58 | 4,841.62 | 4,303.66 |
| 617,000 | 5,388.31 | 4,849.48 | 4,310.65 |
| 618,000 | 5,397.04 | 4,857.34 | 4,317.63 |
| 619,000 | 5,405.78 | 4,865.20 | 4,324.62 |
| 620,000 | 5,414.51 | 4,873.06 | 4,331.61 |
| 621,000 | 5,423.24 | 4,880.92 | 4,338.59 |
| 622,000 | 5,431.97 | 4,888.78 | 4,345.58 |
| 623,000 | 5,440.71 | 4,896.64 | 4,352.57 |
| 624,000 | 5,449.44 | 4,904.50 | 4,359.55 |
| 625,000 | 5,458.17 | 4,912.36 | 4,366.54 |