| Mortgage | Monthly Payment | Total Payments |
| 350k Loan at 7.19% | 2,373.39 | 854,420 |
| 350k Loan at 7.44% | 2,432.89 | 875,839 |
| 350k Loan at 7.69% | 2,492.95 | 897,461 |
Based on the current 30-year mortgage rate average (7.19%), below are expected monthly payments for a home purchase based on a down payment amount.
| Monthly Payments | |||
|---|---|---|---|
| Home Price | 0% Down | 10% Down | 20% Down |
| 350,000 | 2,373.39 | 2,136.05 | 1,898.71 |
| 351,000 | 2,380.17 | 2,142.15 | 1,904.14 |
| 352,000 | 2,386.95 | 2,148.26 | 1,909.56 |
| 353,000 | 2,393.73 | 2,154.36 | 1,914.99 |
| 354,000 | 2,400.51 | 2,160.46 | 1,920.41 |
| 355,000 | 2,407.30 | 2,166.57 | 1,925.84 |
| 356,000 | 2,414.08 | 2,172.67 | 1,931.26 |
| 357,000 | 2,420.86 | 2,178.77 | 1,936.69 |
| 358,000 | 2,427.64 | 2,184.87 | 1,942.11 |
| 359,000 | 2,434.42 | 2,190.98 | 1,947.54 |
| 360,000 | 2,441.20 | 2,197.08 | 1,952.96 |
| 361,000 | 2,447.98 | 2,203.18 | 1,958.39 |
| 362,000 | 2,454.76 | 2,209.29 | 1,963.81 |
| 363,000 | 2,461.54 | 2,215.39 | 1,969.24 |
| 364,000 | 2,468.33 | 2,221.49 | 1,974.66 |
| 365,000 | 2,475.11 | 2,227.60 | 1,980.09 |
| 366,000 | 2,481.89 | 2,233.70 | 1,985.51 |
| 367,000 | 2,488.67 | 2,239.80 | 1,990.94 |
| 368,000 | 2,495.45 | 2,245.90 | 1,996.36 |
| 369,000 | 2,502.23 | 2,252.01 | 2,001.78 |
| 370,000 | 2,509.01 | 2,258.11 | 2,007.21 |
| 371,000 | 2,515.79 | 2,264.21 | 2,012.63 |
| 372,000 | 2,522.57 | 2,270.32 | 2,018.06 |
| 373,000 | 2,529.36 | 2,276.42 | 2,023.48 |
| 374,000 | 2,536.14 | 2,282.52 | 2,028.91 |
| 375,000 | 2,542.92 | 2,288.63 | 2,034.33 |
Based on the current 15-year mortgage rate average (6.54%), below are expected monthly payments for a home purchase based on a down payment amount.
| Monthly Payments | |||
|---|---|---|---|
| Home Price | 0% Down | 10% Down | 20% Down |
| 350,000 | 3,056.58 | 2,750.92 | 2,445.26 |
| 351,000 | 3,065.31 | 2,758.78 | 2,452.25 |
| 352,000 | 3,074.04 | 2,766.64 | 2,459.23 |
| 353,000 | 3,082.78 | 2,774.50 | 2,466.22 |
| 354,000 | 3,091.51 | 2,782.36 | 2,473.21 |
| 355,000 | 3,100.24 | 2,790.22 | 2,480.19 |
| 356,000 | 3,108.98 | 2,798.08 | 2,487.18 |
| 357,000 | 3,117.71 | 2,805.94 | 2,494.17 |
| 358,000 | 3,126.44 | 2,813.80 | 2,501.15 |
| 359,000 | 3,135.18 | 2,821.66 | 2,508.14 |
| 360,000 | 3,143.91 | 2,829.52 | 2,515.13 |
| 361,000 | 3,152.64 | 2,837.38 | 2,522.11 |
| 362,000 | 3,161.37 | 2,845.24 | 2,529.10 |
| 363,000 | 3,170.11 | 2,853.10 | 2,536.09 |
| 364,000 | 3,178.84 | 2,860.96 | 2,543.07 |
| 365,000 | 3,187.57 | 2,868.82 | 2,550.06 |
| 366,000 | 3,196.31 | 2,876.68 | 2,557.05 |
| 367,000 | 3,205.04 | 2,884.54 | 2,564.03 |
| 368,000 | 3,213.77 | 2,892.40 | 2,571.02 |
| 369,000 | 3,222.51 | 2,900.26 | 2,578.00 |
| 370,000 | 3,231.24 | 2,908.12 | 2,584.99 |
| 371,000 | 3,239.97 | 2,915.97 | 2,591.98 |
| 372,000 | 3,248.71 | 2,923.83 | 2,598.96 |
| 373,000 | 3,257.44 | 2,931.69 | 2,605.95 |
| 374,000 | 3,266.17 | 2,939.55 | 2,612.94 |
| 375,000 | 3,274.90 | 2,947.41 | 2,619.92 |