| Mortgage | Monthly Payment | Total Payments |
| 300k Loan at 7.19% | 2,034.33 | 732,360 |
| 300k Loan at 7.44% | 2,085.33 | 750,719 |
| 300k Loan at 7.69% | 2,136.81 | 769,252 |
Based on the current 30-year mortgage rate average (7.19%), below are expected monthly payments for a home purchase based on a down payment amount.
| Monthly Payments | |||
|---|---|---|---|
| Home Price | 0% Down | 10% Down | 20% Down |
| 300,000 | 2,034.33 | 1,830.90 | 1,627.47 |
| 301,000 | 2,041.12 | 1,837.00 | 1,632.89 |
| 302,000 | 2,047.90 | 1,843.11 | 1,638.32 |
| 303,000 | 2,054.68 | 1,849.21 | 1,643.74 |
| 304,000 | 2,061.46 | 1,855.31 | 1,649.17 |
| 305,000 | 2,068.24 | 1,861.42 | 1,654.59 |
| 306,000 | 2,075.02 | 1,867.52 | 1,660.02 |
| 307,000 | 2,081.80 | 1,873.62 | 1,665.44 |
| 308,000 | 2,088.58 | 1,879.72 | 1,670.87 |
| 309,000 | 2,095.36 | 1,885.83 | 1,676.29 |
| 310,000 | 2,102.15 | 1,891.93 | 1,681.72 |
| 311,000 | 2,108.93 | 1,898.03 | 1,687.14 |
| 312,000 | 2,115.71 | 1,904.14 | 1,692.57 |
| 313,000 | 2,122.49 | 1,910.24 | 1,697.99 |
| 314,000 | 2,129.27 | 1,916.34 | 1,703.42 |
| 315,000 | 2,136.05 | 1,922.45 | 1,708.84 |
| 316,000 | 2,142.83 | 1,928.55 | 1,714.27 |
| 317,000 | 2,149.61 | 1,934.65 | 1,719.69 |
| 318,000 | 2,156.39 | 1,940.75 | 1,725.12 |
| 319,000 | 2,163.18 | 1,946.86 | 1,730.54 |
| 320,000 | 2,169.96 | 1,952.96 | 1,735.97 |
| 321,000 | 2,176.74 | 1,959.06 | 1,741.39 |
| 322,000 | 2,183.52 | 1,965.17 | 1,746.81 |
| 323,000 | 2,190.30 | 1,971.27 | 1,752.24 |
| 324,000 | 2,197.08 | 1,977.37 | 1,757.66 |
| 325,000 | 2,203.86 | 1,983.48 | 1,763.09 |
Based on the current 15-year mortgage rate average (6.54%), below are expected monthly payments for a home purchase based on a down payment amount.
| Monthly Payments | |||
|---|---|---|---|
| Home Price | 0% Down | 10% Down | 20% Down |
| 300,000 | 2,619.92 | 2,357.93 | 2,095.94 |
| 301,000 | 2,628.66 | 2,365.79 | 2,102.93 |
| 302,000 | 2,637.39 | 2,373.65 | 2,109.91 |
| 303,000 | 2,646.12 | 2,381.51 | 2,116.90 |
| 304,000 | 2,654.86 | 2,389.37 | 2,123.88 |
| 305,000 | 2,663.59 | 2,397.23 | 2,130.87 |
| 306,000 | 2,672.32 | 2,405.09 | 2,137.86 |
| 307,000 | 2,681.06 | 2,412.95 | 2,144.84 |
| 308,000 | 2,689.79 | 2,420.81 | 2,151.83 |
| 309,000 | 2,698.52 | 2,428.67 | 2,158.82 |
| 310,000 | 2,707.25 | 2,436.53 | 2,165.80 |
| 311,000 | 2,715.99 | 2,444.39 | 2,172.79 |
| 312,000 | 2,724.72 | 2,452.25 | 2,179.78 |
| 313,000 | 2,733.45 | 2,460.11 | 2,186.76 |
| 314,000 | 2,742.19 | 2,467.97 | 2,193.75 |
| 315,000 | 2,750.92 | 2,475.83 | 2,200.74 |
| 316,000 | 2,759.65 | 2,483.69 | 2,207.72 |
| 317,000 | 2,768.39 | 2,491.55 | 2,214.71 |
| 318,000 | 2,777.12 | 2,499.41 | 2,221.70 |
| 319,000 | 2,785.85 | 2,507.27 | 2,228.68 |
| 320,000 | 2,794.59 | 2,515.13 | 2,235.67 |
| 321,000 | 2,803.32 | 2,522.99 | 2,242.65 |
| 322,000 | 2,812.05 | 2,530.85 | 2,249.64 |
| 323,000 | 2,820.78 | 2,538.71 | 2,256.63 |
| 324,000 | 2,829.52 | 2,546.57 | 2,263.61 |
| 325,000 | 2,838.25 | 2,554.43 | 2,270.60 |