| Mortgage | Monthly Payment | Total Payments |
| 250k Loan at 7.19% | 1,695.28 | 610,300 |
| 250k Loan at 7.44% | 1,737.78 | 625,600 |
| 250k Loan at 7.69% | 1,780.68 | 641,043 |
Based on the current 30-year mortgage rate average (7.19%), below are expected monthly payments for a home purchase based on a down payment amount.
| Monthly Payments | |||
|---|---|---|---|
| Home Price | 0% Down | 10% Down | 20% Down |
| 250,000 | 1,695.28 | 1,525.75 | 1,356.22 |
| 251,000 | 1,702.06 | 1,531.85 | 1,361.65 |
| 252,000 | 1,708.84 | 1,537.96 | 1,367.07 |
| 253,000 | 1,715.62 | 1,544.06 | 1,372.50 |
| 254,000 | 1,722.40 | 1,550.16 | 1,377.92 |
| 255,000 | 1,729.18 | 1,556.27 | 1,383.35 |
| 256,000 | 1,735.97 | 1,562.37 | 1,388.77 |
| 257,000 | 1,742.75 | 1,568.47 | 1,394.20 |
| 258,000 | 1,749.53 | 1,574.57 | 1,399.62 |
| 259,000 | 1,756.31 | 1,580.68 | 1,405.05 |
| 260,000 | 1,763.09 | 1,586.78 | 1,410.47 |
| 261,000 | 1,769.87 | 1,592.88 | 1,415.90 |
| 262,000 | 1,776.65 | 1,598.99 | 1,421.32 |
| 263,000 | 1,783.43 | 1,605.09 | 1,426.75 |
| 264,000 | 1,790.21 | 1,611.19 | 1,432.17 |
| 265,000 | 1,797.00 | 1,617.30 | 1,437.60 |
| 266,000 | 1,803.78 | 1,623.40 | 1,443.02 |
| 267,000 | 1,810.56 | 1,629.50 | 1,448.45 |
| 268,000 | 1,817.34 | 1,635.60 | 1,453.87 |
| 269,000 | 1,824.12 | 1,641.71 | 1,459.30 |
| 270,000 | 1,830.90 | 1,647.81 | 1,464.72 |
| 271,000 | 1,837.68 | 1,653.91 | 1,470.15 |
| 272,000 | 1,844.46 | 1,660.02 | 1,475.57 |
| 273,000 | 1,851.24 | 1,666.12 | 1,481.00 |
| 274,000 | 1,858.03 | 1,672.22 | 1,486.42 |
| 275,000 | 1,864.81 | 1,678.33 | 1,491.85 |
Based on the current 15-year mortgage rate average (6.54%), below are expected monthly payments for a home purchase based on a down payment amount.
| Monthly Payments | |||
|---|---|---|---|
| Home Price | 0% Down | 10% Down | 20% Down |
| 250,000 | 2,183.27 | 1,964.94 | 1,746.62 |
| 251,000 | 2,192.00 | 1,972.80 | 1,753.60 |
| 252,000 | 2,200.74 | 1,980.66 | 1,760.59 |
| 253,000 | 2,209.47 | 1,988.52 | 1,767.58 |
| 254,000 | 2,218.20 | 1,996.38 | 1,774.56 |
| 255,000 | 2,226.93 | 2,004.24 | 1,781.55 |
| 256,000 | 2,235.67 | 2,012.10 | 1,788.53 |
| 257,000 | 2,244.40 | 2,019.96 | 1,795.52 |
| 258,000 | 2,253.13 | 2,027.82 | 1,802.51 |
| 259,000 | 2,261.87 | 2,035.68 | 1,809.49 |
| 260,000 | 2,270.60 | 2,043.54 | 1,816.48 |
| 261,000 | 2,279.33 | 2,051.40 | 1,823.47 |
| 262,000 | 2,288.07 | 2,059.26 | 1,830.45 |
| 263,000 | 2,296.80 | 2,067.12 | 1,837.44 |
| 264,000 | 2,305.53 | 2,074.98 | 1,844.43 |
| 265,000 | 2,314.27 | 2,082.84 | 1,851.41 |
| 266,000 | 2,323.00 | 2,090.70 | 1,858.40 |
| 267,000 | 2,331.73 | 2,098.56 | 1,865.39 |
| 268,000 | 2,340.46 | 2,106.42 | 1,872.37 |
| 269,000 | 2,349.20 | 2,114.28 | 1,879.36 |
| 270,000 | 2,357.93 | 2,122.14 | 1,886.34 |
| 271,000 | 2,366.66 | 2,130.00 | 1,893.33 |
| 272,000 | 2,375.40 | 2,137.86 | 1,900.32 |
| 273,000 | 2,384.13 | 2,145.72 | 1,907.30 |
| 274,000 | 2,392.86 | 2,153.58 | 1,914.29 |
| 275,000 | 2,401.60 | 2,161.44 | 1,921.28 |