| Mortgage | Monthly Payment | Total Payments |
| 150k Loan at 7.19% | 1,017.17 | 366,180 |
| 150k Loan at 7.44% | 1,042.67 | 375,360 |
| 150k Loan at 7.69% | 1,068.41 | 384,626 |
Based on the current 30-year mortgage rate average (7.19%), below are expected monthly payments for a home purchase based on a down payment amount.
| Monthly Payments | |||
|---|---|---|---|
| Home Price | 0% Down | 10% Down | 20% Down |
| 150,000 | 1,017.17 | 915.45 | 813.73 |
| 151,000 | 1,023.95 | 921.55 | 819.16 |
| 152,000 | 1,030.73 | 927.66 | 824.58 |
| 153,000 | 1,037.51 | 933.76 | 830.01 |
| 154,000 | 1,044.29 | 939.86 | 835.43 |
| 155,000 | 1,051.07 | 945.97 | 840.86 |
| 156,000 | 1,057.85 | 952.07 | 846.28 |
| 157,000 | 1,064.63 | 958.17 | 851.71 |
| 158,000 | 1,071.42 | 964.27 | 857.13 |
| 159,000 | 1,078.20 | 970.38 | 862.56 |
| 160,000 | 1,084.98 | 976.48 | 867.98 |
| 161,000 | 1,091.76 | 982.58 | 873.41 |
| 162,000 | 1,098.54 | 988.69 | 878.83 |
| 163,000 | 1,105.32 | 994.79 | 884.26 |
| 164,000 | 1,112.10 | 1,000.89 | 889.68 |
| 165,000 | 1,118.88 | 1,007.00 | 895.11 |
| 166,000 | 1,125.66 | 1,013.10 | 900.53 |
| 167,000 | 1,132.45 | 1,019.20 | 905.96 |
| 168,000 | 1,139.23 | 1,025.30 | 911.38 |
| 169,000 | 1,146.01 | 1,031.41 | 916.81 |
| 170,000 | 1,152.79 | 1,037.51 | 922.23 |
| 171,000 | 1,159.57 | 1,043.61 | 927.66 |
| 172,000 | 1,166.35 | 1,049.72 | 933.08 |
| 173,000 | 1,173.13 | 1,055.82 | 938.51 |
| 174,000 | 1,179.91 | 1,061.92 | 943.93 |
| 175,000 | 1,186.69 | 1,068.03 | 949.36 |
Based on the current 15-year mortgage rate average (6.54%), below are expected monthly payments for a home purchase based on a down payment amount.
| Monthly Payments | |||
|---|---|---|---|
| Home Price | 0% Down | 10% Down | 20% Down |
| 150,000 | 1,309.96 | 1,178.97 | 1,047.97 |
| 151,000 | 1,318.69 | 1,186.83 | 1,054.96 |
| 152,000 | 1,327.43 | 1,194.69 | 1,061.94 |
| 153,000 | 1,336.16 | 1,202.54 | 1,068.93 |
| 154,000 | 1,344.89 | 1,210.40 | 1,075.92 |
| 155,000 | 1,353.63 | 1,218.26 | 1,082.90 |
| 156,000 | 1,362.36 | 1,226.12 | 1,089.89 |
| 157,000 | 1,371.09 | 1,233.98 | 1,096.87 |
| 158,000 | 1,379.83 | 1,241.84 | 1,103.86 |
| 159,000 | 1,388.56 | 1,249.70 | 1,110.85 |
| 160,000 | 1,397.29 | 1,257.56 | 1,117.83 |
| 161,000 | 1,406.03 | 1,265.42 | 1,124.82 |
| 162,000 | 1,414.76 | 1,273.28 | 1,131.81 |
| 163,000 | 1,423.49 | 1,281.14 | 1,138.79 |
| 164,000 | 1,432.22 | 1,289.00 | 1,145.78 |
| 165,000 | 1,440.96 | 1,296.86 | 1,152.77 |
| 166,000 | 1,449.69 | 1,304.72 | 1,159.75 |
| 167,000 | 1,458.42 | 1,312.58 | 1,166.74 |
| 168,000 | 1,467.16 | 1,320.44 | 1,173.73 |
| 169,000 | 1,475.89 | 1,328.30 | 1,180.71 |
| 170,000 | 1,484.62 | 1,336.16 | 1,187.70 |
| 171,000 | 1,493.36 | 1,344.02 | 1,194.69 |
| 172,000 | 1,502.09 | 1,351.88 | 1,201.67 |
| 173,000 | 1,510.82 | 1,359.74 | 1,208.66 |
| 174,000 | 1,519.56 | 1,367.60 | 1,215.64 |
| 175,000 | 1,528.29 | 1,375.46 | 1,222.63 |