| Mortgage | Monthly Payment | Total Payments |
| 100k Loan at 7.19% | 678.11 | 244,120 |
| 100k Loan at 7.44% | 695.11 | 250,240 |
| 100k Loan at 7.69% | 712.27 | 256,417 |
Based on the current 30-year mortgage rate average (7.19%), below are expected monthly payments for a home purchase based on a down payment amount.
| Monthly Payments | |||
|---|---|---|---|
| Home Price | 0% Down | 10% Down | 20% Down |
| 100,000 | 678.11 | 610.30 | 542.49 |
| 101,000 | 684.89 | 616.40 | 547.91 |
| 102,000 | 691.67 | 622.51 | 553.34 |
| 103,000 | 698.45 | 628.61 | 558.76 |
| 104,000 | 705.24 | 634.71 | 564.19 |
| 105,000 | 712.02 | 640.82 | 569.61 |
| 106,000 | 718.80 | 646.92 | 575.04 |
| 107,000 | 725.58 | 653.02 | 580.46 |
| 108,000 | 732.36 | 659.12 | 585.89 |
| 109,000 | 739.14 | 665.23 | 591.31 |
| 110,000 | 745.92 | 671.33 | 596.74 |
| 111,000 | 752.70 | 677.43 | 602.16 |
| 112,000 | 759.48 | 683.54 | 607.59 |
| 113,000 | 766.27 | 689.64 | 613.01 |
| 114,000 | 773.05 | 695.74 | 618.44 |
| 115,000 | 779.83 | 701.85 | 623.86 |
| 116,000 | 786.61 | 707.95 | 629.29 |
| 117,000 | 793.39 | 714.05 | 634.71 |
| 118,000 | 800.17 | 720.15 | 640.14 |
| 119,000 | 806.95 | 726.26 | 645.56 |
| 120,000 | 813.73 | 732.36 | 650.99 |
| 121,000 | 820.51 | 738.46 | 656.41 |
| 122,000 | 827.30 | 744.57 | 661.84 |
| 123,000 | 834.08 | 750.67 | 667.26 |
| 124,000 | 840.86 | 756.77 | 672.69 |
| 125,000 | 847.64 | 762.88 | 678.11 |
Based on the current 15-year mortgage rate average (6.54%), below are expected monthly payments for a home purchase based on a down payment amount.
| Monthly Payments | |||
|---|---|---|---|
| Home Price | 0% Down | 10% Down | 20% Down |
| 100,000 | 873.31 | 785.98 | 698.65 |
| 101,000 | 882.04 | 793.84 | 705.63 |
| 102,000 | 890.77 | 801.70 | 712.62 |
| 103,000 | 899.51 | 809.56 | 719.61 |
| 104,000 | 908.24 | 817.42 | 726.59 |
| 105,000 | 916.97 | 825.28 | 733.58 |
| 106,000 | 925.71 | 833.14 | 740.57 |
| 107,000 | 934.44 | 841.00 | 747.55 |
| 108,000 | 943.17 | 848.86 | 754.54 |
| 109,000 | 951.91 | 856.71 | 761.52 |
| 110,000 | 960.64 | 864.57 | 768.51 |
| 111,000 | 969.37 | 872.43 | 775.50 |
| 112,000 | 978.10 | 880.29 | 782.48 |
| 113,000 | 986.84 | 888.15 | 789.47 |
| 114,000 | 995.57 | 896.01 | 796.46 |
| 115,000 | 1,004.30 | 903.87 | 803.44 |
| 116,000 | 1,013.04 | 911.73 | 810.43 |
| 117,000 | 1,021.77 | 919.59 | 817.42 |
| 118,000 | 1,030.50 | 927.45 | 824.40 |
| 119,000 | 1,039.24 | 935.31 | 831.39 |
| 120,000 | 1,047.97 | 943.17 | 838.38 |
| 121,000 | 1,056.70 | 951.03 | 845.36 |
| 122,000 | 1,065.44 | 958.89 | 852.35 |
| 123,000 | 1,074.17 | 966.75 | 859.33 |
| 124,000 | 1,082.90 | 974.61 | 866.32 |
| 125,000 | 1,091.63 | 982.47 | 873.31 |