Share |

Loan Summary

Number of Payments
360
Monthly Payment
$1,967.76
Total Principal Paid
$400,000.00
Total Interest Paid
$308,393.44
Total Paid
$708,393.44
Change loan parameters

Mortgage Rates

Criteria: 30 Year Fixed Mortgage, $400,000 purchase, Zip Code 94105, All Points, Credit Score 740+, 20% down payment

NMLS #: 98161
$1880.95
per month
APR: 3.903%
Rate: 3.875%
Thu Oct 23
Fees: $1336
Points: 0
30 day rate lock
Next
Bank of the West
$1909.66
per month
APR: 4.079%
Rate: 4.000%
Wed Oct 22
Fees: $792.95
Points: 0
60 day rate lock
Bank of America
$1909.66
per month
APR: 4.027%
Rate: 4.000%
Thu Oct 23
Fees: $1281
Points: 0
30 day rate lock
Chase Bank
$1938.6
per month
APR: 4.181%
Rate: 4.125%
Wed Oct 22
Fees: $682
Points: 0
60 day rate lock
Union Bank
$1880.95
per month
APR: 3.876%
Rate: 3.875%
Thu Oct 23
Fees: $71
Points: 0
30 day rate lock
Sterling Bank and Trust
$1852.46
per month
APR: 3.771%
Rate: 3.750%
Wed Oct 22
Fees: $1048
Points: 0
30 day rate lock
Raymond James Bank, NA
$1909.66
per month
APR: 4.028%
Rate: 4.000%
Wed Oct 22
Fees: $1354
Points: 0
45 day rate lock
Bank of America
$1880.95
per month
APR: 3.932%
Rate: 3.875%
Wed Oct 22
Fees: $1186
Points: 0
45 day rate lock
Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information. Many lenders have different rates on their own Websites than those posted on Bankrate.com. Please identify yourself as a Bankrate consumer to lenders to ensure you get the Bankrate.com rate. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

Yearly Amortization Schedule

PaymentsYearly TotalPrincipal PaidInterest PaidBalance
Year 1 (1-12)$23,613.11$6,743.47$16,869.65$393,256.53
Year 2 (13-24)$23,613.11$7,035.71$16,577.40$386,220.82
Year 3 (25-36)$23,613.11$7,340.62$16,272.49$378,880.20
Year 4 (37-48)$23,613.11$7,658.75$15,954.37$371,221.45
Year 5 (49-60)$23,613.11$7,990.66$15,622.45$363,230.79
Year 6 (61-72)$23,613.11$8,336.96$15,276.16$354,893.83
Year 7 (73-84)$23,613.11$8,698.26$14,914.85$346,195.56
Year 8 (85-96)$23,613.11$9,075.23$14,537.89$337,120.34
Year 9 (97-108)$23,613.11$9,468.53$14,144.59$327,651.81
Year 10 (109-120)$23,613.11$9,878.87$13,734.24$317,772.94
Year 11 (121-132)$23,613.11$10,307.00$13,306.12$307,465.94
Year 12 (133-144)$23,613.11$10,753.68$12,859.43$296,712.26
Year 13 (145-156)$23,613.11$11,219.72$12,393.39$285,492.54
Year 14 (157-168)$23,613.11$11,705.96$11,907.16$273,786.58
Year 15 (169-180)$23,613.11$12,213.27$11,399.85$261,573.31
Year 16 (181-192)$23,613.11$12,742.56$10,870.55$248,830.75
Year 17 (193-204)$23,613.11$13,294.80$10,318.32$235,535.96
Year 18 (205-216)$23,613.11$13,870.96$9,742.15$221,664.99
Year 19 (217-228)$23,613.11$14,472.10$9,141.02$207,192.90
Year 20 (229-240)$23,613.11$15,099.29$8,513.83$192,093.61
Year 21 (241-252)$23,613.11$15,753.65$7,859.46$176,339.96
Year 22 (253-264)$23,613.11$16,436.38$7,176.73$159,903.58
Year 23 (265-276)$23,613.11$17,148.70$6,464.42$142,754.88
Year 24 (277-288)$23,613.11$17,891.88$5,721.23$124,863.00
Year 25 (289-300)$23,613.11$18,667.28$4,945.84$106,195.72
Year 26 (301-312)$23,613.11$19,476.27$4,136.84$86,719.45
Year 27 (313-324)$23,613.11$20,320.33$3,292.79$66,399.12
Year 28 (325-336)$23,613.11$21,200.97$2,412.15$45,198.15
Year 29 (337-348)$23,613.11$22,119.77$1,493.35$23,078.39
Year 30 (349-360)$23,613.11$23,078.39$534.73$0.00
Totals$708,393.44$400,000.00$308,393.44

© 2014 - myAmortizationChart.com • Disclaimer & Private PolicyContact Us