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Loan Summary

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Total Principal Paid
Total Interest Paid
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Mortgage Rates

Criteria: 10 Year Fixed Mortgage, $30,000 purchase, Zip Code 94105, All Points, Credit Score 740+, 20% down payment
First Tech Credit Union
per month
APR: 3.893%
Rate: 3.250%
Thu Jan 12
Fees: $898.5
Points: 0
30 day rate lock
Rates were collected by on the dates specified. Rates are subject to change without notice and may vary from branch to branch. APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information. Many lenders have different rates on their own Websites than those posted on Please identify yourself as a Bankrate consumer to lenders to ensure you get the rate. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

Yearly Amortization Schedule

PaymentsYearly TotalPrincipal PaidInterest PaidBalance
Year 1 (1-12)$3,687.75$2,460.31$1,227.44$27,539.69
Year 2 (13-24)$3,687.75$2,566.93$1,120.82$24,972.76
Year 3 (25-36)$3,687.75$2,678.18$1,009.57$22,294.58
Year 4 (37-48)$3,687.75$2,794.24$893.51$19,500.34
Year 5 (49-60)$3,687.75$2,915.34$772.41$16,585.00
Year 6 (61-72)$3,687.75$3,041.68$646.07$13,543.31
Year 7 (73-84)$3,687.75$3,173.50$514.25$10,369.81
Year 8 (85-96)$3,687.75$3,311.04$376.71$7,058.77
Year 9 (97-108)$3,687.75$3,454.53$233.22$3,604.24
Year 10 (109-120)$3,687.75$3,604.24$83.51$0.00

Amortization Schedule Calculator

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